Dreaming Of Owning Your First Home?

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CHARLOTTE – Dreaming of owning your first home, and making it a reality can sometimes seem like a daunting task.  The great thing is, I am here to let you know it is not! First and foremost, lets define what a first time homebuyer is.  There is a common misconception that if you have EVER owned a home, you are no longer a first time homebuyer in the eyes of a lending institution and that is simply not true.  A first time homebuyer, to any mortgage company, is anyone that has not owned a home in the last three years.  If that is the case for you, then there are some benefits that can be taken advantage of.

In the most common cases, first time homebuyers are not aware that they can put down as little as 3% on any home AND, pending qualifications, could qualify for down payment assistance that will cover the 3% and more! Yes, you read that right, first time homebuyers, do not need any down payment funds, if they qualification for down payment assistance as well. The next largest benefit is for first time homebuyers are tax credits These credits are available through the state, in which (pending qualifications) will provide up to $2000/year in tax credit refunds, helping someone be all the more comfortable in transitioning into home ownership.

As always if you are to have any questions, or want to talk mortgages, feel free to call, text or email anytime! (704) 430-6138 – brandon.wolf@primisbank.com

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Brandon Wolf
Brandon was born and raised in the Mint Hill area and graduated from Independence High School. He went on to play college baseball at Wingate University. Brandon met his wife at Independence HS, dated all through HS, college and got married right after college (they have a little boy due in September). Brandon has been a Mortgage Loan Officer, in Mint Hill, for over 7 years. "Mint Hill is more than the place I work, it's been my home. I grew up, played baseball, met my wife. I truly love helping people get mortgages in this town I have always called HOME" says Brandon.