How Do I Create a Home Inventory?

Photo courtesy of Brad Corriher State Farm

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Q: In a previous column, you mentioned creating a home inventory to help determine insurance needs. How do I do that?

A: A home inventory can be as simple as a list of all your possessions, or a visual record for each item.



You can create:

  • A written inventory: Use a spreadsheet to catalog your belongings. Include the item description (make, model, serial number, etc.), value, and purchase date. 
  • A digital inventory: Use a home inventory app to capture a picture of the item along with the description, value, and purchase date.
  • A visual record: This can be accomplished with a video walk-through of your home.

Don’t forget to include the items in your basement, attic, garage, and any detached structures, such as tool sheds. 

To make the inventory process easier:

  • Record possessions as you’re moving: As you pack, take a couple of minutes to make note of the belongings in each room.
  • Record each item as you redecorate: Note each purchase you make and save the receipts.
  • Record recent purchases: Get into the habit of recording new purchases as they come in. Be sure to store sales receipts and appraisals.

Whichever inventory method you choose, it’s important to keep a copy in a fireproof safe, safety deposit box or digitally in the cloud. You can even email your inventory to your insurance agent.

Have further questions? I’d love to answer them! Feel free to call or text my office at (704) 526-0887 or visit us in person at 9539 Idlewild Road or online at MyMintHillAgent.com.

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Brad Corriher
Brad Corriher is a Mint Hill-based State Farm agent specializing in life, home, auto, commercial, and renters insurance. He loves helping his customers bring their goals to life, while also keeping them well-covered for all of life's twists and turns. He lives in Mint Hill with his wife, Lauren. Say hello to him at his office, located at 9539 Idlewild Road, or check him out online at MyMintHillAgent.com. You can also call or text his office at 704-526-0887.